/* ═══════════════════════════════════════════════════════════════════
   HanVos Bespaarcalculator — styling
   Past binnen de huidige Hanvos huisstijl (oranje/blauw/cream)
   ═══════════════════════════════════════════════════════════════════ */
.hv-bespaarcalc { margin: 32px 0; }
.hv-bespaarcalc .bc-card {
  background: #FAFAF5;
  border: 1px solid #E5E2D9;
  border-radius: 0;
  padding: 0;
  overflow: hidden;
  position: relative;
}
.hv-bespaarcalc .bc-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  width: 64px; height: 4px;
  background: #E8500A;
}
.hv-bespaarcalc .bc-head {
  padding: 28px 28px 18px;
  border-bottom: 1px solid #E5E2D9;
}
.hv-bespaarcalc .bc-kicker {
  font-family: var(--font-heading, inherit);
  font-size: .68rem;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: #E8500A;
  font-weight: 700;
  margin-bottom: 8px;
}
.hv-bespaarcalc h3 {
  font-family: var(--font-heading, inherit);
  font-size: 1.7rem;
  font-weight: 600;
  color: #0B1F3A;
  letter-spacing: -.02em;
  line-height: 1.15;
  margin: 0 0 12px;
}
.hv-bespaarcalc .bc-uitleg {
  font-size: .95rem;
  color: #374151;
  line-height: 1.65;
  margin: 0;
  max-width: 60ch;
}
.hv-bespaarcalc .bc-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
  gap: 0;
}
.hv-bespaarcalc .bc-inputs {
  padding: 24px 28px 28px;
  border-right: 1px solid #E5E2D9;
  background: #FFFFFF;
}
.hv-bespaarcalc .bc-inputs-h,
.hv-bespaarcalc .bc-result-h {
  font-family: var(--font-heading, inherit);
  font-size: .68rem;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: #6B7280;
  font-weight: 700;
  margin-bottom: 16px;
}
.hv-bespaarcalc .bc-row { margin-bottom: 14px; }
.hv-bespaarcalc .bc-row label {
  display: block;
  font-size: .88rem;
  font-weight: 600;
  color: #0B1F3A;
  margin-bottom: 5px;
}
.hv-bespaarcalc .bc-row input,
.hv-bespaarcalc .bc-row select {
  width: 100%;
  padding: 10px 12px;
  background: #FFFFFF;
  border: 1.5px solid #E5E2D9;
  border-radius: 4px;
  font-family: inherit;
  font-size: .95rem;
  color: #1A1A2E;
  -webkit-appearance: none;
  appearance: none;
}
.hv-bespaarcalc .bc-row input:focus,
.hv-bespaarcalc .bc-row select:focus {
  border-color: #E8500A;
  outline: 0;
  box-shadow: 0 0 0 3px rgba(232, 80, 10, .12);
}
.hv-bespaarcalc .bc-row select {
  background-image: url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%236B7280' d='M6 9L1 4h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 10px center;
  padding-right: 32px;
}
.hv-bespaarcalc .bc-hint {
  font-size: .77rem;
  color: #6B7280;
  margin-top: 4px;
  line-height: 1.5;
}
.hv-bespaarcalc .bc-result {
  padding: 24px 28px 28px;
  background: #FAFAF5;
}
.hv-bespaarcalc .bc-result-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 10px 0;
  border-bottom: 1px solid #E5E2D9;
  gap: 12px;
}
.hv-bespaarcalc .bc-result-row:last-of-type { border-bottom: 0; }
.hv-bespaarcalc .bc-label {
  font-size: .88rem;
  color: #374151;
  flex: 1;
}
.hv-bespaarcalc .bc-value {
  font-family: var(--font-heading, inherit);
  font-size: .95rem;
  font-weight: 700;
  color: #0B1F3A;
  white-space: nowrap;
}
.hv-bespaarcalc .bc-positive {
  font-family: var(--font-heading, inherit);
  font-size: 1.55rem;
  font-weight: 600;
  color: #0F6B3E;
  letter-spacing: -.01em;
}
.hv-bespaarcalc .bc-negative {
  font-family: var(--font-heading, inherit);
  font-size: 1.55rem;
  font-weight: 600;
  color: #9B1A1A;
}
.hv-bespaarcalc .bc-per-jaar {
  font-family: inherit;
  font-size: .82rem;
  font-weight: 500;
  color: #6B7280;
  letter-spacing: 0;
  display: block;
  text-align: right;
  margin-top: -2px;
}
.hv-bespaarcalc .bc-tvt {
  margin-top: 16px;
  padding: 12px 14px;
  background: #FEF3EC;
  border-left: 3px solid #E8500A;
  font-size: .85rem;
  color: #374151;
  line-height: 1.6;
}
.hv-bespaarcalc .bc-tvt strong { color: #0B1F3A; font-weight: 600; }
.hv-bespaarcalc .bc-cta {
  display: inline-block;
  margin-top: 18px;
  padding: 13px 26px;
  background: #E8500A;
  color: #fff;
  font-weight: 700;
  font-size: .9rem;
  text-decoration: none;
  letter-spacing: .2px;
  transition: background .15s;
}
.hv-bespaarcalc .bc-cta:hover { background: #C94208; }

.hv-bespaarcalc .bc-disclaimer {
  border-top: 1px solid #E5E2D9;
  padding: 14px 28px;
  background: #FFFFFF;
}
.hv-bespaarcalc .bc-disclaimer summary {
  cursor: pointer;
  font-size: .82rem;
  color: #6B7280;
  font-weight: 600;
  font-family: var(--font-heading, inherit);
  text-transform: uppercase;
  letter-spacing: .1em;
  outline: 0;
}
.hv-bespaarcalc .bc-disclaimer summary:hover { color: #E8500A; }
.hv-bespaarcalc .bc-disclaimer p {
  margin: 12px 0 0;
  font-size: .82rem;
  color: #6B7280;
  line-height: 1.65;
}

@media (max-width: 720px) {
  .hv-bespaarcalc .bc-grid { grid-template-columns: 1fr; }
  .hv-bespaarcalc .bc-inputs { border-right: 0; border-bottom: 1px solid #E5E2D9; }
  .hv-bespaarcalc .bc-head, .hv-bespaarcalc .bc-inputs, .hv-bespaarcalc .bc-result { padding: 22px 20px; }
  .hv-bespaarcalc .bc-disclaimer { padding: 14px 20px; }
  .hv-bespaarcalc h3 { font-size: 1.45rem; }
  .hv-bespaarcalc .bc-positive, .hv-bespaarcalc .bc-negative { font-size: 1.3rem; }
}